Now that you have a good understanding of what each card brings to the table, let’s examine a couple of key differences that may help you make your decision.
#Citi double cash transaction fee full
Citi Entertainment: This card gives you access to the Citi Entertainment portal, which can help you with things like presales for events or discounted ticketing.įor a deep dive into the Citi Double Cash, check out Team Clark’s full review of the card here.Įarn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Citi also can provide you with a cash advance to help you until your new card has arrived. Lost Wallet Service: If you lose your credit card, Citi says it can get a replacement card in your hands as soon as 24 hours after you report the card lost. $0 Fraud Liability Protection: Citi offers full fraud protection on this card, meaning you will not be held personally responsible for fraudulent charges made with this card online or otherwise. After that, your fee will be 5% of each transfer (minimum $5). There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. To qualify for this perk, the balance must be transferred to the Double Cash card within the first four months of card membership. Afterwards, the (Variable) APR will be 18.99% – 28.99%, based on creditworthiness. Introductory APR Period: The Citi ® Double Cash Card – 18 month BT offer credit card offers 0% on balance transfers for 18 months. Unlike the Fidelity card, there are no restrictions or qualifiers on how you use your rewards.Ĭlark carries this card in his wallet because of the consistent, reliable cash back rewards it offers with simple, easy-to-understand terms. And with no category spending limits, that’s 2% cash back - unlimited! The marketing pitch for the card_name is that you earn 1% cash back when you make a purchase and then another 1% cash back when you pay the bill on that purchase. 
You’ll also have access to the 24-hour Visa Signature concierge (80) and can gain special access to sporting, entertainment and dining events ( /signature).įor more details on the Fidelity Rewards Visa, you can read Team Clark’s full review of the card here.Ĭard Overview: Citi® Double Cash Card – 18 month BT offer
More Visa Signature Perks: You can access shopping discounts () and complimentary food and beverage discounts while staying at a hotel in the Visa Signature Luxury Hotel Collection. You’ll also have access to Roadside Dispatch, Travel Accident Insurance and Lost Luggage Reimbursement programs as part of this card’s travel perks. Travel and Emergency Assistance Services: Through the Visa Signature program, you can contact the number on your card for help coordinating medical, legal or travel services. So you’ll be able to decline the insurance offered at the car rental counter. Auto Rental Damage Waiver: This card will cover damage due to collision or theft on a rental car, as long as you make your reservation and pay for the rental with this card. Warranty Manager Service: You can double the time period of the manufacturer warranty (up to an additional year) on purchases made with this credit card. Zero Liability Fraud Protection: If your card is lost or stolen, you will not be held responsible for unauthorized charges. Here’s a quick look at some of the other top perks to consider with this card: Retirement account (IRA, Roth IRA, etc.)įidelity has other ways you can redeem your rewards, but in some cases, that means you drop below 2% in earnings. 
Fidelity®-managed 529 College Savings plan.Here are the different types of Fidelity accounts where you can deposit your credit card rewards: This card is targeted toward Fidelity investment account holders as a passive way to grow the amount of money they can plug into those investment vehicles.Īll you have to do to earn the 2% cash back, which accrues in $50 increments, is set up an eligible Fidelity investment account and choose for the rewards money to be deposited there.Ĭlark says this the top card for people who are looking to invest their credit card rewards. Investment account credits, statement credits, gift cards, travel rewardsĬheck, statement credit, credit to linked bank account, or credit card points
$50 (automatic deposit into linked investment account) Up to 2% unlimited (1% when you purchase, 1% when you pay for those purchases) Unlimited 2% when invested in a qualified Fidelity investment account Intro Period for 0% APR on Balance Transfers Card Overview: Citi® Double Cash Card – 18 month BT offer.
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